I lay no claim to the originality of anything on this website.  All content, discussions and opinions are distillations of contributors’ (including myself) knowledge and experience on our individual journeys through life.

I am grateful to everyone who have contributed to this knowledge. Without this accumulation of experience this website would not be what it is.

I have made my best efforts to reference all sources of information.  If you believe I owe you a reference or am violating a copyright, please contact me.

Thank you.